Buy Now, Pay Later with zipMoney

Buy Now, Pay Later with zipMoney

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Zip now, pay later.

Zip gives you the freedom to buy the things you love today. No fuss, no wait, no worries.

smiles nambour dentist in nambour

Nothing to pay today

We pay the store , you get the goods, or the store sends the goods

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Interest free with Zip Pay

Interest free terms available with Zip Money*

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Flexible repayments

Pay us back how you like - weekly, fortnightly or monthly

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Reusable account

A reusable account with a limit that suits your needs

Whatever you want from Smiles
Nambour,
there's a Zip for thato

Two great ways to help you own it

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Your everyday spending account

Under $1000

Account limits
Up to $1,000
Interest
Interest free, always
Minimum repayments
From $40/month

Establishment Fee
$0

Monthly account fees
$7.95/month (waived if your statement balance is zero)

smiles nambour dentist in nambour

Your everyday spending account

Over $1000

Account limits
Up to $1,000
Interest free period
Up to 6 months interest free*

Minimum repayments
From $40/month or 3% of the outstanding balance (whichever is greater)*

Establishment Fee
A one-off establishment fee may apply.
Monthly account fees
$6.00/month (waived if nothing owing)
smiles nambour dentist in nambour

Zip FAQs

  • A valid email address and mobile number.
  • Be at least 18 years old.
  • Be an Australian Citizen or Permanent Resident
  • Have a good credit history.
  • Read more about what you need to apply for Zip Pay and Zip Money
  • Choose the account that’s right for you.
  • Sign up and get a decision in minutes.
  • Select Zip at checkout.
  • Log into your account to set up your repayment schedule to suit your lifestyle.
  • Reuse your account anywhere you see the Zip logo.
  • Zip Pay purchases are interest free, always.
  • For Zip Money, when the interest free period expires, the annual standard percentage of 19.9% applies.
  • Pay your statement closing balance, in full, by the due date and we’ll waive the $7.95 monthly Zip Pay fee. The $6 monthly account fee for Zip Money is waived if you have nothing owing.
  • If there’s nothing owing on your account, there’s nothing to pay and no fees.
  • Choose from weekly, fortnightly or monthly payments to suit your lifestyle
  • Repayments start from $40 a month and are based on your account’s credit limit.*
  • If your item meets Smiles Nambour’s returns policy, the purchase amount will be credited back to your Zip account.